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Terms of Service

Last updated: August 2026

PLEASE READ THESE TERMS CAREFULLY. By creating an account, accessing, or using the Rufuf Store Cloud platform ("the Platform"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree, do not create an account or use the Platform.

1. Parties and Entity

These Terms constitute a legally binding agreement between SwiftUSD LLC ("SwiftUSD", "we", "us", or "our"), a limited liability company registered in the United States, and you ("you", "Merchant", "User", or "Customer"), governing your use of the Rufuf Store Cloud platform, website, and all related services.

2. Acceptance of Terms

By creating an account, signing up, or using any part of the Platform, you confirm that: (a) you are at least 18 years of age; (b) you have the legal authority to enter into this agreement; (c) if acting on behalf of a business, you have the authority to bind that business to these Terms; and (d) you agree to all provisions set forth herein. If you do not agree to any provision, you must not use the Platform.

3. Description of Service

Rufuf Store Cloud is a cloud-based e-commerce platform that enables merchants to create online storefronts, manage products, process orders, and integrate point-of-sale (POS) systems. The Platform is provided on a subscription basis with multiple tiers. We reserve the right to modify, update, add, or remove features, functionality, or services at any time without prior notice.

4. Subscription Plans and Billing

We offer subscription tiers with varying features. Each plan may include a free trial period. After the trial, the selected plan's recurring fee will be charged. You can upgrade, downgrade, or cancel at any time. We reserve the right to change pricing, introduce new plans, or modify existing plan features at our sole discretion. Any price changes will apply to the next billing cycle.

5. Account Termination and Suspension

We reserve the unconditional right to suspend, ban, terminate, or restrict access to any account, store, or user — at our sole discretion, with or without cause, and with or without prior notice. This includes, but is not limited to:

  • Violation of these Terms or any applicable law
  • Suspicious, fraudulent, or abusive activity
  • Selling prohibited, illegal, counterfeit, or infringing products
  • Excessive chargebacks, disputes, or payment fraud
  • Spam, harassment, or harm to other users or the Platform
  • Any conduct that we determine, in our sole judgment, is harmful to the Platform, its users, or SwiftUSD LLC
  • Non-payment of subscription fees
  • Any reason we deem necessary to protect the integrity, security, or reputation of the Platform

Upon termination, you may lose access to your store, data, and all associated content. We are not obligated to provide refunds, data exports, or continued access after termination. All decisions regarding account suspension or termination are final and at our sole discretion.

6. Acceptable Use Policy

You agree not to use the Platform to:

  • Sell, distribute, or promote illegal, counterfeit, stolen, or regulated goods
  • Engage in money laundering, fraud, tax evasion, or any financial crime
  • Infringe on intellectual property rights, trademarks, copyrights, or patents
  • Upload malware, viruses, or any malicious code
  • Scrape, harvest, or collect data from the Platform without authorization
  • Attempt to disrupt, overload, or compromise Platform infrastructure
  • Resell or sublicense access to the Platform without written consent
  • Misrepresent your identity, business, or products
  • Violate any local, state, federal, or international law

We may investigate and report violations to law enforcement authorities. We cooperate fully with legal and regulatory requests.

7. No Warranty — "As Is" and "As Available"

The Platform is provided strictly on an "AS IS" and "AS AVAILABLE" basis, without any warranties of any kind. We expressly disclaim all warranties, whether express, implied, or statutory, including but not limited to:

  • Merchantability, fitness for a particular purpose, and non-infringement
  • That the Platform will be uninterrupted, error-free, secure, or available at all times
  • That data will be preserved, accurate, or recoverable
  • That the Platform will meet your specific requirements or expectations

As a startup technology company, errors, bugs, downtime, data loss, and service disruptions may occur. We actively work to resolve issues, but we cannot guarantee a defect-free or uninterrupted experience. You use the Platform at your own risk.

8. Limitation of Liability

To the maximum extent permitted by law, SwiftUSD LLC and its affiliates, officers, directors, employees, contractors, and agents shall not be liable for any:

  • Indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, revenue, sales, business, or goodwill
  • Loss or corruption of data, content, or information
  • Downtime, service interruptions, or platform unavailability
  • Damages resulting from errors, bugs, or software failures
  • Damages caused by third-party services, payment processors, or integrations
  • Any claim arising from your store, products, customers, or transactions

Our total aggregate liability for any claim shall not exceed the amount you paid to us in the 12 months preceding the claim. This limitation applies even if we were advised of the possibility of such damages.

9. Indemnification

You agree to indemnify, defend, and hold harmless SwiftUSD LLC and its affiliates from and against any and all claims, lawsuits, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from: (a) your use of the Platform; (b) your store, products, or business operations; (c) your violation of these Terms; (d) your violation of any law or third-party rights; (e) any transaction between you and your customers; or (f) any claim that your content infringes third-party rights. We reserve the right to assume the exclusive defense of any matter, and you will cooperate with us in that defense.

10. Payment Processing

Rufuf does not process payments directly. Payment processing is handled by third-party providers (e.g., Stripe, PayTabs). We are not a party to any transaction between you and your customers. You are solely responsible for configuring payment gateways, complying with tax regulations, handling refunds and chargebacks, and ensuring compliance with applicable financial laws. We are not liable for any payment processing errors, delays, or disputes.

11. Data and Content Ownership

You retain ownership of all data and content you upload. You grant us a limited, non-exclusive license to process your data solely to provide and improve our services. We do not sell your data to third parties. However, we are not responsible for data loss and recommend regular exports. We may retain data after account termination as required by law or for legitimate business purposes.

12. Intellectual Property

The Platform, its design, code, branding, and all intellectual property are owned by SwiftUSD LLC. You may not copy, modify, distribute, or reverse-engineer any part of the Platform. All trademarks, service marks, and logos are the property of SwiftUSD LLC or their respective owners.

13. Third-Party Services

The Platform may integrate with third-party services and APIs. We are not responsible for the availability, accuracy, or reliability of third-party services. Your use of third-party services is governed by their respective terms and policies. We disclaim all liability for any damages caused by third-party services.

14. Service Availability and Startup Disclaimer

SwiftUSD LLC is a new technology startup. While we strive for high availability and reliability, the Platform may experience bugs, errors, downtime, data loss, or service disruptions. We do not guarantee uninterrupted service and are not liable for any losses resulting from service unavailability. Scheduled and emergency maintenance may occur at any time. You acknowledge that using a startup platform carries inherent risks, and you assume full responsibility for any such risk.

15. Modifications to Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised date. Your continued use of the Platform after changes constitutes acceptance of the updated Terms. It is your responsibility to review these Terms periodically. We may also notify users of significant changes via email or in-platform notifications.

16. Governing Law and Dispute Resolution

These Terms are governed by the laws of the United States and the state in which SwiftUSD LLC is registered, without regard to conflict of law provisions. Any dispute arising from these Terms or your use of the Platform shall be resolved through binding arbitration rather than in court, except that you may bring claims in small claims court if they qualify. You waive any right to participate in a class action lawsuit or class-wide arbitration.

17. Cancellation and Refunds

You can cancel your subscription at any time from your dashboard. Cancellation takes effect at the end of your billing cycle. Refunds for partial billing periods are not provided. We reserve the right to refuse refunds at our sole discretion. If we terminate your account for violation of these Terms, no refund will be provided.

18. Entire Agreement

These Terms constitute the entire agreement between you and SwiftUSD LLC regarding the use of the Platform. If any provision is found unenforceable, the remaining provisions remain in full effect.

19. Contact

For questions about these Terms, contact us at legal@rufuf.store.

SwiftUSD LLC — Rufuf Store Cloud Platform.